Added to the basic life or health coverage, Desjardins Insurance*'s additional benefits further increase protection by meeting specific life, health and disability insurance needs.
* Desjardins Insurance refers to Desjardins Financial Security Life Assurance Company.
This coverage provides an additional amount of insurance if the insured suffers a fracture, dismemberment, loss of one or more limbs or loss of sight or death due to an accident.
This coverage pays a percentage of the sum insured if the insured dies or is dismembered in an accident. The percentage of the benefit paid varies depending on the loss sustained and is 100% payable in the event of accidental death.
This coverage pays a percentage of the insured amount if the insured is dismembered in an accident. The percentage varies depending on the loss sustained by the insured.
This coverage pays a fixed amount in case the insured is involved in an accident and sustains a fracture. The amount varies depending on the fracture sustained.
This coverage provides an additional benefit amount should any of the insured’s children or children to be, suffer a fracture as a result of an accident.
Business insurability coverage (BIC) is the best way to meet the insurance needs of a growing business. Offered when purchasing life insurance, BIC gives business owners a chance to take out additional life insurance without proof of insurability, based on the growth and fair market value of their business.
These additional life insurance amounts can be used to:
This coverage provides term life insurance for all children of the policyowner. It can be converted to permanent life insurance up to 5 times the original sum insured, without evidence of insurability.
The cost is very affordable and is a fixed amount regardless of the number of children covered.
This benefit waives future premiums in the event of the owner's total disability.
This coverage provides a fixed monthly deposit if the insured or the policyowner becomes totally disabled before the age of 60. The deposit amount selected will be paid into the universal life policy after the first four months of total disability.
This coverage gives the policyowner the option to purchase additional life insurance amounts on the insured without new evidence of insurability. A maximum of 5 options can be exercised.
