Term to 100

Product description

Issue age

• 0 to 75

Premiums

• Level and guaranteed

Premium payment period

• Up to age 100

Coverage period

• For the lifetime of the insured

Minimum face amount

• $25,000

Maximum face amount

• $10,000,000*
  
  
  *Maximum amount as illustrated in the illustration software. You can request a higher amount.
  *Maximum amount as illustrated in the illustration software. You can request a higher amount by writing to specialquotes@dfs.ca

Rate bands

• $25,000 - $49,999
• $50,000 - $99,999
• $100,000 - $249,999
• $250,000 - $499,999
• $500,000 - $999,999
• $1,000,000 and more

Policy fee

• Basic Coverage: $40
• Each Additional Coverage: $40

Insured life options

• Individual
• Joint 1^st to die (2 to 5 insured)
• Joint last to die (2 insured)
• Joint last to die with Waiver of premium at 1^st death (2 insured)
  

Conversion

• T100 is an eligible product for conversion, with the exception of group insurance.

Rate reduction program

• Yes, eligible for the rate reduction program

Critical illness advance

• Yes

Sales material

​​​To order, contact your financial centre's administrative assistant or follow your current procedure and specify the item number.