Guarantee Advantage – Global Opportunities is made up of securities from 20 companies operating in a variety of sectors and geographic regions. Each one has the same weight in the basket. Its diversification helps offset the effects of market instability on its performance and allows you to grow your principal while minimizing its risk exposure.
| Security | Stock market | Currency |
|---|
| Algonquin Power & Utilities Corp. | Toronto | Canadian dollar |
| Bank of Nova Scotia | Toronto | Canadian dollar |
| Canadian Imperial Bank of Commerce | Toronto | Canadian dollar |
| Danone SA | Paris | Euro |
| Denso Corp. | Tokyo | Japanese yen |
| DHL Group | Frankfurt | Euro |
| Gilead Sciences Inc. | NASDAQ | U.S. dollar |
| Iberdrola SA | Madrid | Euro |
| KDDI Corp. | Tokyo | Japanese yen |
| Manulife Financial Corp. | Toronto | Canadian dollar |
| McDonald's Corp. | New York
| U.S. dollar |
| Nintendo Co. Ltd. | Tokyo | Japanese yen |
| Roche Holding AG | Zurich | Swiss franc |
| Sanofi | Paris | Euro |
| Swisscom AG | Zurich | Swiss franc |
| TELUS Corp. | Toronto | Canadian dollar |
| Thomson Reuters Corp. | Toronto | Canadian dollar |
| Unilever PLC | Amsterdam | Euro |
| UPM-Kymmene Oyj | Helsinki | Euro |
| Zurich Insurance Group AG | Zurich | Swiss franc |
The guaranteed investment's return at maturity will not be affected by changes in exchange rates, even if the security prices are published in foreign currencies.
Terms
For theFebruary 2025 campaign, the following terms are available:
- 2 years and 2 days
- 3 years and 2 days
- 4 years and 2 days
- 5 years and 2 days
Important dates for the Global Opportunities basket
| 2 years and 2 days | 3 years and 2 days | 4 years and 2 days | 5 years and 2 days | 6 years and 2 days |
|---|
|
Initial date | February 7, 2025 | February 7, 2025 | February 7, 2025 | February 7, 2025 | February 7, 2025 |
|
Specific business days | December 7, 2026
January 7, 2027
February 5, 2027 | December 7, 2027
January 7, 2028
February 7, 2028 | December 7, 2028
January 9, 2029
February 7, 2029 | December 7, 2029
January 7, 2030
February 7, 2030 | December 9, 2030
January 7, 2031
February 6, 2031 |
|
Maturity date | February 9, 2027 | February 9, 2028 | February 9, 2029 | February 9, 2030 | February 9, 2031 |
|
Deadline for deposits | January 17, 2025 | January 17, 2025 | January 17, 2025 | January 17, 2025 | January 17, 2025 |
Return options for the February 2025 campaign
Term: 2 years and 2 days
Participation rate of 100%
- Guaranteed minimum return:
3%
- Potential maximum return:
8.5%
Deposits between $500 and $24,999: Participation rate of 100%
- Guaranteed minimum return:
0%
- Potential maximum return:
12.5%*
Deposits between $25,000 and $249,999: Participation rate of 110%
- Guaranteed minimum return:
0%
- Potential maximum return:
13.75%**
Deposits of $250,000 and more: Participation rate of 120%
- Guaranteed minimum return: 0%
- Potential maximum return: 15%***
Term: 3 years and 2 days
Participation rate of 100%
- Guaranteed minimum return:
4.5%
- Potential maximum return:
14%
Deposits between $500 and $24,999: Participation rate of 100%
- Guaranteed minimum return:
0%
- Potential maximum return:
23%
Deposits between $25,000 and $249,999: Participation rate of 110%
- Guaranteed minimum return:
0%
- Potential maximum return:
25.3%*
Deposits of $250,000 and more: Participation rate of 120%
- Guaranteed minimum return:
0%
- Potential maximum return:
27.6%**
Term: 4 years and 2 days
Participation rate of 100%
- Guaranteed minimum return:
6%
- Potential maximum return:
22%
Deposits between $500 and $24,999: Participation rate of 100%
- Guaranteed minimum return:
0%
- Potential maximum return:
39%
Deposits between $25,000 and $249,999: Participation rate of 110%
- Guaranteed minimum return:
0%
- Potential maximum return:
42.9%*
Deposits of $250,000 and more: Participation rate of 120%
- Guaranteed minimum return:
0%
- Potential maximum return:
46.8%**
Term: 5 years and 2 days
Participation rate of 100%
- Guaranteed minimum return:
7.5%
- Potential maximum return:
30%
Deposits between $500 and $24,999: Participation rate of 100%
- Guaranteed minimum return:
0%
- Potential maximum return:
62%
Deposits between $25,000 and $249,999: Participation rate of 110%
- Guaranteed minimum return:
0%
- Potential maximum return:
68.2%*
Deposits of $250,000 and more: Participation rate of 120%
- Guaranteed minimum return:
0%
- Potential maximum return:
74.4%**
Term: 6 years and 2 days
Deposits between $500 and $24,999: Participation rate of 100%
- Guaranteed minimum return:
unlimited%
- Annual return: unlimited%
- Potential maximum return:
unlimited%
- Annual return: unlimited%
Deposits between $25,000 and $249,999: Participation rate of 110%
- Guaranteed minimum return:
unlimited%
- Annual return: unlimited%
- Potential maximum return:
unlimited%*
- Annual return: unlimited%*
Deposits of $250,000 and more: Participation rate of 120%
- Guaranteed minimum return:
unlimited%
- Annual return: unlimited%
- Potential maximum return:
unlimited%**
- Annual return: unlimited%**
The yield of the basket of securities does not take into account the payment of dividends or distributions on shares or other securities included in the basket of securities. The return at maturity is multiplied by the participation rate.
* Return includes a participation rate of 110%.
** Return includes a participation rate of 120%.
